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What is the Concept of Internet Banking?

Internet Banking is our advanced online facility that enables you to retrieve your account details 24/7. Through Internet Banking, you can:

• Monitor real-time account balances, review check images and transaction history
• Access checking, loan, and certificate of deposit accounts anytime
• Transfer funds between accounts
• Make online bill payments
• Request stop payments

What are the prerequisites for online banking?

The process of banking online is a breeze. Internet Banking functions optimally on most modern web browsers and must have 256-bit SSL encryption capabilities. If your web browser does not support this level of encryption, it is necessary to update it. The first step is to register to obtain your login credentials.

Which types of accounts can I monitor via Internet Banking?

With Internet Banking, you can monitor all your accounts at Wadena State Bank, including loans.

How frequently is my account information updated?

Account information is constantly updated in real-time, ensuring that you always have the most up-to-date details available.

How secure is the confidentiality of my personal account information?

Wadena State Bank utilizes the most state-of-the-art internet security features, including secure communications (SSL), firewalls, 256-bit encryption, and secure operating systems that have been specifically designed to provide the highest level of security.

Why am I occasionally automatically logged out and required to log in again?

If there has been a period of inactivity in Online Banking, the system will automatically log you out to prevent unauthorized access to your accounts and protect your information from being viewed by others.

Can I make payments through Online Banking?

Absolutely. You can make payments to any entity within the United States, ranging from utility companies to local babysitters. You have the flexibility to schedule payments to be made immediately or at a specified future date. Additionally, you can establish recurring payments to eliminate the hassle of remembering to pay regular bills. Recurring payments can be set up on a weekly, semi-monthly, or monthly basis. Bill Pay saves you time and simplifies your busy life. (Certain fees may be applied)

What type of account do I need for Bill Pay service?

Bill Pay can only be utilized with a checking account.

Am I able to pay bills from multiple checking accounts?

Certainly.

How much in advance should I schedule a payment to ensure it is paid on time?

We recommend scheduling payments at least five (5) business days ahead of the payee's due date.

Can I transfer funds between my accounts?

Yes, you have the ability to transfer funds between any of your accounts at Wadena State Bank.

Do I require additional software or hardware to access Online Banking?

No additional software is needed. You can access your Wadena State Bank accounts from nearly any PC that has internet connectivity.

Will Online Banking function with my current Internet Service Provider?

Absolutely, Online Banking is compatible with any ISP.

Can I access my accounts from both home and work?

Yes, you can access your accounts from virtually any PC.

Need Help? If you have any further inquiries, reach out to Wadena State Bank for assistance.