Top 10 Arizona Financial Institutions for 2023
More than seven Arizona, with its 5.05 million people, is the 14th most populous US state. One of the states with the highest projected growth rates through 2021, ranking third behind Idaho and Nevada. And I'll be darned Arizonans in their thousands require individual checking accounts.
Arizona, like many other large states, has a plethora of financial institutions from which to choose; deciding among them can be a daunting task.
This post provides information about the top Arizona banks. Residents of The Grand Canyon State will gain a thorough understanding of their banking options, from neighborhood institutions to national chains and digital-only institutions.
Throughout This Piece
10 of Arizona's Finest Financial Institutions
If you're looking to open a bank account in Arizona, here are the 10 best options:
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1, First Citizens Bank
First Citizens Bank Bank, with over $100 billion in assets following its recent acquisition of CIT Bank, is poised to become the 19th largest national bank.
First Citizens Bank serves customers all over the country via its website and network of Arizona locations.
They are sizable enough to provide a full range of banking services to their clientele, such as checking and savings accounts, credit cards, mortgages, loans, certificates of deposit, and even insurance, while remaining locally focused and friendly.
It is suggested that they open a free checking account as a starting point for their financial management. There are no service charges, no minimum balance requirements, and you can do all of your banking, from paying bills to making deposits, from the convenience of your smartphone or tablet.
2. U S Bank
U.S. Foods has over 2,000 locations in 28 different states. S In the Western United States, Bank ranks among the largest financial institutions. A total of 62 of these locations are found in the state of Arizona, where it provides service to 24 different municipalities.
U S Services include banking for individuals, banking for small businesses, and wealth management.
Most U S There is a monthly fee associated with bank accounts, but customers who actively engage with their bank are rewarded. If you already have a United States Savings Account (for example) and open a Gold Checking account, you can avoid the monthly fee. S A personal loan or a credit card from the bank
I'm afraid U S The interest rate on savings accounts at banks is extremely low. It's best to open a U. S Deposit certificates from banks, especially the "Special CDs" that are only available for a short period of time and typically have the highest interest rates.
U S The bank's mobile banking app and website are also top-notch. If you frequently visit multiple Western states and need access to a wide variety of financial services, this is a fantastic option.
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U S In this Bank, SmartlyTM Checking Accounts are Available.
Accessible via the internet
Bank of America (No. 3)
In the West, Bank of America (BoA) is not nearly as well-known as in the East, where it has established a massive However, it's a good choice in Arizona because it has over 40 locations across the state.
BofA, one of the "Big Four," offers a comprehensive suite of banking products and services, including a variety of account types and contact options. In addition, BoA provides a comprehensive investment platform and mortgage and home equity loans.
The bad news is that, similar to other large banks, BoA does not offer competitive interest rates on savings accounts. Unfortunately, it also has a penchant for charging a plethora of account fees, of which only a subset can be avoided.
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By acquiring BBVA USA (formerly BBVA Compass) in 2020, PNC has expanded its reach beyond the Mid-Atlantic.
All BBVA locations are now PNC branches as per the finalized agreement. With 64 branches in the state, PNC Bank, headquartered in Pittsburgh, is a competitive option for Arizona residents.
PNC offers a variety of banking and finance services, such as personal and business checking and savings accounts, credit cards, and loans.
Furthermore, PNC Virtual Wallet, the bank's all-in-one account bundle, is available to customers. Typically, new customers who open one of these accounts will receive a bonus for doing so. PNC Bank Bonuses: Current and Up-to-Date
By absorbing BBVA, PNC has become the fifth largest bank in the United States. There will be a plethora of resources available, including multiple account types. It also means low interest rates, though. Current annual percentage yield (APY) for PNC's savings accounts is a pitiful 0. 05%
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Rank #5: BMO Harris Bank
Among the eight states where Chicago-based BMO Harris is available, 45 are in Arizona. The bank is somewhat smaller than the others on this list, but it still offers the standard assortment of checking and savings accounts.
Customers of BMO Harris have access to a wide variety of checking and credit card options. You can choose between a regular savings account and a money market account. There are 3 percent CDs available. 50% In addition to credit cards, mortgages, and car loans, BMO Harris also provides unsecured personal loans, vehicle loans, and home equity lines of
Lastly, if you're looking for a reliable online banking service, BMO Harris has a top-notch mobile app and a plethora of other digital resources at your disposal.
#6 Chase Bank
When it comes to financial institutions in the United States, JPMorgan Chase is among the biggest. Its headquarters are in New York City, but it operates nearly 5,000 locations across 48 states. With over 200 locations throughout Arizona, it is the state's most comprehensive financial institution.
Chase has all the services and features you'd expect from a major financial institution. You can find everything from personal to business banking to lending and investment services here.
Further, if you open a Chase Total Checking account and set up direct deposit, Chase will give you a bonus. Chase is just doing what it always does, which is offering fantastic deals to attract new customers.
One of the best features of this major bank is its mobile banking platform. Chase's mobile app is widely regarded as among the best in the business because of the convenience it offers customers while they're on the go.
In addition, Chase's credit cards are widely regarded as its primary competitive advantage. There is a wide variety of cards to choose from, most of which offer sign-up bonuses and rewards at the higher end of the scale.
However, there is a catch: Chase has a wide variety of account fees that can be difficult to avoid. Before signing up for one of these, make sure you fully grasp how it functions.
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The MidFirst Bank, Number Seven
Oklahoma City's MidFirst Bank is a privately held, Federal Deposit Insurance Corporation-insured bank. The Phoenix metropolitan area is home to the majority of the bank's 20 branches and 60 automated teller machines (ATMs) in Arizona.
MidFirst provides all the benefits of a local bank without sacrificing convenience. It's also a bit of a hybrid bank in that in addition to traditional accounts, it offers accounts exclusively through its website.
All things considered, the fact that MidFirst offers some of the highest APYs of any Arizona traditional bank is the bank's greatest selling point. For instance, the annual percentage yield (APY) on a Freedom Money Market account can reach zero. Deposits at a 20% discount Even better is its eChecking account, which can accumulate zero interest. 60%
The 8th Place: Wells Fargo
Wells Fargo has more branches than any other American bank, at more than 4,700. There are 170 of them in Arizona, making them a great choice for anyone who wants local, in-person service and a wide network of branch locations.
Wells Fargo is a universal bank because it caters to customers of all ages and income levels with its many different account options. It also has an extensive selection of the best business bank accounts, with tiered plans to accommodate businesses of all sizes.
Wells Fargo has fees and low savings rates typical of large banks, but their accessibility is unparalleled.
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Nine. Arizona's National Bank
The National Bank of Arizona, with headquarters in Phoenix and over 55 additional locations across the state, is the largest bank in Arizona. Zions Bancorporation, a bank and holding company that is a member of the FDIC, is the company's owner.
Five different checking accounts, two different savings accounts, and three different Money Market accounts are just some of the banking options provided by National Bank of Arizona. In addition, they offer savings accounts, credit cards, internet and mobile banking services.
The fees charged by National Bank of Arizona are standard for conventional financial institutions. There is a monthly fee associated with every checking account, but you can avoid it if you meet certain criteria.
On the whole, this is a great choice for people who want the convenience and security of a local bank without having to give up any of the features they value.
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Arizona's Tenth Best Bank: Alliance
In Arizona, we have Alliance Bank, a subsidiary of Western Alliance Bancorporation, an FDIC-insured institution. It's headquartered in Phoenix and has satellite offices in several other major Arizona cities, such as Gilbert, Tucson, Mesa, Chandler, Flagstaff, and Scottsdale.
Alliance has a number of options for individual deposit accounts, but its primary business is commercial banking. With options like business checking, savings, money market, and certificate of deposit accounts, this bank is ideal for start-ups and established companies alike.
Despite offering full-service online and mobile banking, Alliance falls a little short. The mobile app has received mostly negative reviews in both the App Store and the Google Play Store, so users who place a premium on a polished mobile experience should look elsewhere.
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- Go to Western Alliance Bancorporation online at.
Questions Often Asked
Find the top Arizona financial institution.
It's all relative to your specific needs. Choose between Chase and Wells Fargo if you value accessibility to a wide network of branches. The National Bank of Arizona and MidFirst are two good options if you're looking for a local institution.
For the best financial institution, it's important to know what you're looking for. Write down the most important features you're looking for in a financial institution, and then go from there. Understanding your needs will make making a choice much simpler. If your current financial institution isn't meeting your needs, look elsewhere.
The number of financial institutions in Arizona.
In Arizona, you can choose from among a hundred different banks. Among them are the financial institutions we've already mentioned (Chase, Wells Fargo, PNC, U. S The majority of traditional stores (e.g., banks, restaurants, and shops)
You don't have to restrict yourself to a local bank if you bank online because most of them are available nationwide. Free checking and savings accounts, overdraft protection, and higher savings rates are just a few of the extras offered by most online banks.
Where can I find information about Phoenix, Arizona's banks?
You won't have any trouble finding a bank in Phoenix, as it is one of the largest cities in the United States. Indeed, Phoenix is home to over seventy-five financial institutions, and each and every one of them is represented here.
Arizona's capital city, Phoenix, has a wide variety of financial institutions.
- Banking Institution Academy
- Union Aero Credit
- The USA Credit Union of Alaska
- The Credit Union of Alhambra
- FCU American Airlines
- Institution of Financial Security of Arizona
- The Federal Home Loan Bank of Phoenix
- The Credit Union of Arizona
- The Arizona State Employees' Credit Union
- BofA - Bank of America
- UK Central Bank
- Western Union
- Bank One
- Banc of America, The Trustee
- Credit Union Banner
- The Credit Union of Bashas Associates
- Bank of Bell State & Trust
- Banco BMO Harris
- BNY Mellon
- BOK Financial Services
- The Canyon State Federal Credit Union
- Finance Institution Comerica
- A Bank With a Compass
- West Credit Union Credit Union
- The Credit Union of Deer Valley
- Financial Institution Serving the Desert School District
- Commerce Trust & Savings Association
- First National Bank of Western Pennsylvania
- Credit Union of Farmers Insurance Group
- The original credit union
- Bank of First Fidelity
- The Original Worldwide Financial Institution
- The Original Texas National Bank
- Bank of the West (First Western)
- State Employees Credit Union of Florida
- The Glaciers of Glacier Bank
- Bank of Goldwater
- Bank of Johnson
- Chase Bank
- Financial Institutions Of Manhattan, Kansas
- Savings Institution of the Legacy
- Financial Cooperative of Marisol
- The Credit Union for Mayo Workers
- A Bank in the Meadows
- The Bank of Metro Phoenix
- The MidFirst Bank
- Credit Union of the Mountains
- The Navy Federal Credit Union
- The New York State Savings Bank
- ONE West BANK
- Financier de rang supérieur de la Pacfica
- The Parkway Bank & Trust Co.
- Capital One Bank
- Arizona Republic Bank
- Commercial Bank of the Seacoast
- The Shamrock Co-Operative Federal Credit Union
- The Credit Union of the Sierra Nevada
- Credit Union of Southwest Airlines
- Arizona Health Care Federal Credit Union
- Bank of Sunflowers
- The SunWest Federal Credit Union
- NT&Co., The Northern Trust
- The Credit Union of the West, or TruWest
- U0Haul Federal Credit Union
- S Bank
- UMB Bank
- Church of God Federal Credit Union
- Federal Cooperative Federal Credit Union of the West
- Government of Washington
- Financial institution Wells Fargo
- National Bank of West Valley
- The Western Alliance Financial Institution
- "Wilmington Trust"
Where can I find information on Tucson, Arizona's financial institutions?
Arizona's second-largest city, Tucson, may not be quite as impressive as Phoenix. Everything that you would find in the Phoenix metro area, both nationally and locally, can be found here.
For a comprehensive catalog of Tucson's financial institutions, see below.
- The Academy Bank
- The Credit Union for APC Workers
- The Arizona State Employees' Credit Union
- State of Arizona Credit Union
- "Bank of America" (or "BoA")
- The Western Union Bank
- A Financial Institution: BMO Harris
- The Bank for the Canyon Neighborhood
- Arizona Commerce Bank
- Accounts at Compass Bank
- The Original Credit Union
- The Original Texas National Bank
- First Citizens Bank & Trust Company
- Bank of Glaciers
- Western Union Great Bank
- CUH Hughes Credit Union
- Chase Bank
- Bank of OneWest
- Bank of the Pacific Premier
- The Pima County Federal Cooperative Credit Union
- Savings Institution Pyramid
- The SunWest Federal Cooperative Federal Credit Union
- Northern Trust Corporation
- The Credit Union of Tucson
- Credit Union of Old Pueblo of Tucson
- S Bank
- The Vantage West Federal Credit Union
- U.S. Government Building - Federal
- Banking institution Wells Fargo
- Financial Institution of the West
- Bank of Zion, First National
Which of Arizona's Top Banks is Right for You?
Arizona residents can pick from a diverse selection of banks and credit unions.
While I have done my best to recommend some excellent options, ultimately it is up to you to determine which financial institution best suits your needs. Local financial institutions may be the best option.
The next step is to sign up for an account with a bank, whether it be a local institution or a large, well-known one. When going in person, don't forget your shades!Share: In order to help others, please forward this article to them via Facebook. Facebook Post this article to Twitter! Twitter Don't keep this to yourself; spread the word on LinkedIn! LinkedIn Forward this piece to your friends on WhatsApp. Whatsapp Send an Email containing this article to a friend Email
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