The Top Las Vegas Banks & Credit Unions for All Your Banking Needs

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In need of a new Las Vegas financial institution If you're looking for the top financial institutions in Las Vegas, you can stop looking now.

US Bank
Make as much as 0 with the opening of a new U. S Open a Bank SmartlyTM checking account and perform the required actions Subject to the following conditions and restrictions Promotional period ends on April 11, 2023. Associate of the FDIC The following must be done within the first 90 days of opening your online Bank SmartlyTM checking account:
  • Sign up for a U.S.-based online bank or online S The Mobile Banking App
  • Put in at least two direct deposits ranging from $3,000 to $5,999 Earnings range from $0 to ,999 for 99ers. $499 to make $400, and $10,000+ for 0.
To be eligible for a checking account, an applicant must be a resident of one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
Chase
  • If you're a first-time Chase customer, opening a Chase Total Checking® account and setting up direct deposit will net you a $200 bonus.
  • You can use any of the more than 16,000 Chase ATMs or 4,700 physical locations.
  • The Chase Mobile® app makes it easy to manage your finances on the go by allowing you to make deposits, make transfers, and more.
  • Bank, N.A., JPMorgan Chase A Participant of the FDIC
  • Sign up for an account right now
  • Easily accessible via the internet everywhere except Alaska, Hawaii, and Puerto Rico Go to the store locator page to find out where your nearest branch is. chase com
  • With Chase Overdraft AssistSM, you won't be charged an overdraft fee if you go over your daily withdrawal limit by $50 or less, or if you go over your limit by more than $50 but then pay it back before the end of the next business day.

Chase Overdraft AssistSM allows you to * If your account is overdrawn by less than $50 at the end of the business day, or if it's overdrawn by more than $50 but you bring it to overdrawn by less than $50 by the end of the next business day (you make a deposit), we won't charge you an Insufficient Funds Fee. deposit or transfer before 11 PM ET (8 PM PT) Chase Overdraft Assist is automatically included with qualified Chase checking accounts and does not require signup.

Gambling City Banking

Maybe you're not sure if you're getting the best deals or the full complement of services.

This helpful resource lists some of Las Vegas' top financial institutions. Look over the list of top Las Vegas banks below to find the best option for your banking needs.

Top-Rated Las Vegas Banks

How do you determine which bank is best for your needs?

Think about things like account options, interest rates, and accessibility. The time has come to find out which Las Vegas banks are the best.

Chase
  • When you open a Chase Secure BankingSM account and make certain purchases, you'll receive a $100 bonus. Get started at any Chase location or online.
  • Only Chase Secure BankingSM customers can benefit from early access to their funds by setting up direct deposit.
  • There is no starting balance required to open an account.
  • Chase debit cards help you monitor your spending and prevent you from going overdrawn.
  • Make the most of your resources. Customers who switched to Chase Secure BankingSM told us they were able to cut their monthly maintenance fees by $50.
  • Bank of New York Mellon A Participant of the FDIC
  • With Zelle®, you can send money, cash checks, and pay bills for a flat fee of $4. Payment of .95 per month for service.
  • Chase customers have access to over 16,000 ATMs, over 4,700 branch locations, the Chase Mobile® app, and Chase OnlineSM, allowing them to bank from virtually anywhere.
US Bank
When you open a new qualifying U.S. S Open a business checking account online using the promo code Q1AFL23 and meet the requirements1 (within certain parameters and time frames). Promotion ends on April 23, 2023. Associated with the FDIC To qualify for the offer, please follow these steps:
  • Sign up for online banking for your company within the first 60 days of opening an account.
  • Make a minimum of three thousand dollars in fresh deposits and keep them for 60 days from the account's opening.
Checking account applicants must be legal residents of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.

Bank of the United States: Wells Fargo

When considering national banks, we recommend Wells Fargo. With 70 branches, Wells Fargo easily outnumbers its competitors.

That means you'll have easy access to banking services no matter where in the city you find yourself.

And because they are such a sizable financial institution, they offer a comprehensive suite of individual banking options, such as:

  • Individual bank accounts
  • Put money aside
  • Paying with plastic
  • Mortgages, car loans, and education loans
  • Save-for-retirement Plans
  • Additional services related to wealth management

Another great option for entrepreneurs is Wells Fargo.

When it comes to SBA 7(a) loans, Wells Fargo is consistently listed as a top lender by the SBA itself. When it comes to business financing, Wells Fargo is an option. [1]

Wells Fargo's Initiate Business Checking Account is great for small businesses because its monthly fee is simple to waive.

The consumer must open a new checking account that meets certain requirements. Deposit $1,000 or more into the new checking account via direct deposit during the 90-day qualification period following account opening. Within 30 days of the end of the qualifying period, you will receive a $300 bonus. Only new checking account holders are eligible for this promotion.

Create a new savings account that qualifies for consumer use. Enter the promo code when creating an account. If you give us your email address, we'll send you a promo code. Make a new money deposit of $25,000 or more into the savings account within the first 30 days of opening the account. Keep at least $25,000 in the account for the first 90 days.

Get a new consumer checking account that meets the requirements Deposit $1,000 or more into the new checking account via direct deposit during the 90-day qualification period following account opening. Payment of the bonus will occur no later than 30 days after the end of the qualifying period. Only new checking account holders are eligible for this promotion.

Chase is the Finest for Accounts

Chase has 50 locations in the Las Vegas metropolitan area, and over 4,800 branches and over 16,000 ATMs across the United States. S That means you're never more than a short drive away from your bank, no matter where you are.

However, Chase also provides a user-friendly mobile app, allowing account management with a few taps of the screen.

Some of their most well-liked checking accounts are as follows.

Chase
  • When you open a Chase Total Checking® account and enroll in direct deposit, you'll receive a $200 bonus.
  • You can use any of the more than 16,000 Chase ATMs or 4,700 physical locations.
  • Use the Chase Mobile® app to do everything from depositing checks to transferring funds.
  • Bank, N.A., JPMorgan Chase A Affiliated with the FDIC
  • Sign up for an account right now
  • The only places you can't get it online are Alaska, Hawaii, and Puerto Rico. Check out the store locator page for more details. chase com
  • If your account is overdrawn by $50 or less at the end of the business day, or if it is overdrawn by more than $50 and you bring it to overdrawn by $50 or less by the end of the next business day*, you will not be charged an overdraft fee by Chase.

*With Chase Overdraft HelpSM If your account is overdrawn by less than $50 at the end of the business day, or if it is overdrawn by more than $50 but is brought to overdrawn by less than $50 by the end of the next business day (you make a deposit), we will not charge you an Insufficient Funds Fee. make a deposit or transfer until 11 PM ET (8 PM PT) Chase Overdraft Assist is automatically included with qualified Chase checking accounts and does not require signup.

Chase
  • If you're a first-time customer, and you open a Chase Secure BankingSM account and make certain purchases, Chase will give you $100. Get started at any Chase location or online.
  • If you are a Chase Secure BankingSM customer, you can set up direct deposit and potentially receive your funds two business days earlier.
  • There is a zero-dollar opening deposit requirement.
  • Chase debit cards assist you in maintaining a positive account balance, avoiding overdraft fees.
  • Spend less and get more value. Customers who switched to Chase Secure BankingSM told us they were able to cut their monthly maintenance fees by $50.
  • Financial Institution: JPMorgan Chase & Co., N.A. A Accepted by the FDIC
  • Zelle®'s $4 fee covers bill payment, check cashing, and money transfers. The .95 subscription fee
  • Chase customers have access to over 16,000 ATMs, over 4,700 branch locations, the Chase Mobile® app, and Chase OnlineSM, allowing them to bank from virtually anywhere.
Chase
  • If you're a new Chase customer and you open a Chase College CheckingSM account and make 10 qualifying transactions within 60 days of coupon enrollment, we'll give you $100!
  • If you can prove that you are a student between the ages of 17 and 24, you can avoid paying the monthly service fee for up to five years when you open your account.
  • Opening a Chase bank account is easy for students aged 18 to 24 who have a Social Security Number. Students under the age of 18 or those without a Social Security number must visit a physical location to open an account.
  • Use the Chase Mobile® app to view your accounts, manage your finances, and make payments.
  • Zelle® allows instantaneous money transfers.
  • More than 4,700 Chase locations and 16,000 Chase ATMs are available to you.
  • Bank of New York Mellon A Associated with the FDIC
  • With Chase Overdraft AssistSM, you won't be charged an overdraft fee if you go over your daily withdrawal limit by $50 or less, or if you go over your limit by more than $50 but then bring your account balance back to $50 or less by the end of the next business day*.

"*With Chase Overdraft AssistSM," If your account is overdrawn by $50 or less at the end of the business day, or if it is overdrawn by more than $50 but you bring it to overdrawn by $50 or less by the end of the next business day (you have until the end of the next business day to bring your account balance to overdrawn by $50 or less), we will not charge you an Overdraft Fee. You have until 11 PM EST (or 8 PM PT) tonight to make a payment. Chase Overdraft Assist is automatically included with qualified Chase checking accounts and does not require signup.

Chase
  • When you open a new Chase Private Client CheckingSM account and meet the requirements, you can receive a bonus of up to $3,000.
  • Get in touch with a Private Client Banker at Chase today to set up a Private Client Checking account. Make an appointment by calling or visiting your local branch.
  • Faster banking transactions and easier access to J P Management of Wealth at Morgan
  • Deposit $150,000 and receive $2,000; deposit $250,000 and receive $3,000; deposit $500,000 and receive $3,000
  • There are no ATM withdrawal fees anywhere in the world.
  • Chase does not charge a fee for initiating or receiving wire transfers.
  • Gain from a prosperous financial partnership.
  • You can save time and money by taking advantage of the enhanced banking features and perks.

The Best Regional Bank Is Zions Bank.

Zions Bank is the best Las Vegas-based regional bank in our opinion.

Zions Bank, headquartered in Utah with 30 locations in Las Vegas, offers many of the same services and conveniences as a large national bank.

They offer three types of checking accounts to Nevadans, including one with a $5 monthly fee called OnBudget Banking and another called Military Advantage Checking.

Even though they're a smaller bank than some of their national competitors, they offer a variety of mobile banking services, as well as specialized services for high school and college students.

Zions Bank has a lot going for it, but if you live in Las Vegas, you might be disappointed to learn that some of their services, like savings accounts and loans, are only available in Utah and Idaho.

The Best Credit Union in Nevada Is the One Credit Union.

One Nevada Credit Union, the largest credit union in Nevada, has 15 branches in Las Vegas, 15 branches throughout the state, and 400 fee-free ATMs.

Members of One Nevada Credit Union have access to a total of 46,000 ATMs through the Allpoint ATM network.

If you don't want to use a standard bank or an online bank like the ones I listed above, you don't have to give up any of the above-mentioned conveniences.

And you can still count on One Credit for the full complement of banking services you've come to expect. They offer a variety of free checking accounts with low minimum balances, including one specifically for teenagers who meet certain criteria.

They offer low-minimum CDs and money market accounts in addition to the standard savings account.

U.S. Bank Is Tops for Retirement Funds

When it comes to national banks, US Bank is among the biggest there is. US Bank isn't the largest bank in Las Vegas, but it does have more than a dozen branches spread throughout the city.

US Bank offers competitive CD rates above the national average, in addition to a wide variety of other useful services like checking and savings accounts, credit cards, retirement and investment accounts, and more.

While online-only banks may offer higher savings rates, the convenience of a traditional bank like US Bank with its brick-and-mortar locations and extensive range of services makes it competitive.

US Bank
The opening bonus for a new U. S Open a Bank SmartlyTM checking account and engage in eligible behaviors to earn rewards. Assuming Certain Conditions and Restrictions Promotion ends on April 11, 2023. Accredited by the FDIC To get the most out of your new online checking account with Bank SmartlyTM, be sure to do the following within the first 90 days.
  • Sign up for a U.S.-based online bank or online S A Mobile Banking App
  • Make at least two direct deposits totaling between $3,000 and $5,999. 100 to make $200, ,000 to ,000 to make 0, and $4,000 for making .99 or more.
The following states are required for Checking account eligibility: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.

Alternate Financial Institutions

You shouldn't worry that you won't be able to find a good banking option in Las Vegas if none of the banks mentioned above are a good fit. Check out these alternate financial institutions:

WaFD Bank
WaFD is a regional bank headquartered in Seattle, with 3 locations in the city of Las Vegas and over 230 locations across 8 western states.

WaFD Bank, despite being smaller and less widespread, provides many of the same services to consumers and businesses as larger banks. This includes various types of checking and savings accounts, including those tailored to specific age groups, those that are free or offer interest, and so on.

WaFD Bank's savings rates are competitive with those of traditional banks, though they are lower than those offered by some online banks.

In conclusion

When it comes to personal or commercial banking services, Las Vegans can choose from a number of highly regarded institutions. Wells Fargo is the best option if you're looking for a wide variety of services and help for your small business.

Zions Bank offers fewer products and services but could be a good fit for customers looking for a regional bank in the Salt Lake City area.

Chase is a great option for those who want the best of both online and in-person banking, while those who want to avoid using any major financial institutions can look into One Nevada Credit Union or local credit unions like WaFD.

References

Jeremy Harshman is an assistant creative director at CreditDonkey. Send an email to [email protected] to contact Jeremy Harshman. Check out our Twitter and Facebook feeds for up-to-date information.

Please be aware that this website has financial ties to some of the products and services it discusses. If you make a purchase through one of our links, we may be compensated. While it is not required, using our links does support CreditDonkey.

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Chase
  • When you open a Chase Total Checking® account and enroll in direct deposit, you'll receive a $200 bonus.
  • You can use any of the more than 16,000 Chase ATMs or 4,700 physical locations.
  • The Chase Mobile® app makes it easy to manage your finances on the go by allowing you to make deposits, make transfers, and more.
  • The J.P. Morgan and Chase N.A. A Affiliated with the FDIC
  • Submit an online application today.
  • Across the country with the exception of AK, HI, and PR. See the store locator page for details. chase com
  • With Chase Overdraft AssistSM, you won't be charged an overdraft fee if your account is overdrawn by $50 or less at the end of the business day, or if you go over $50 but then pay it back before the end of the next business day.

With Chase's Overdraft Protection ServiceSM* If your account is overdrawn by $50 or less at the end of the business day, or if it is overdrawn by more than $50 but you bring it to overdrawn by $50 or less by the end of the next business day (you deposit the difference), we will not charge you an Insufficient Funds Fee. deposit or transfer before 11 PM ET (8 PM PT) Chase Overdraft Assist comes standard with some Chase checking accounts, and there's no need to sign up for it.

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