The State Bank of Nevada

The Nevada State Bank Mobile Banking app1 makes it simple to manage your money wherever you go. The user can: • Deposit checks using Mobile Deposit*4 • Submit Wire Transfers3 • Manage finances with an intuitive interface • Make fast transfers and fast payments • Pay a single recipient or a group of recipients at once Bill Pay (Personal):• Pay eBills• Make quick payments• Create one-time and recurring paymentsBill Pay (Business)4:• Pay bills to existing payees• Create one-time and recurring payments• View transfer history• Choose from 40 personalized alerts• Dispute transactions and place stop payments• Export transactions to PDF• Locate Nevada State Bank branches and ATMsBill Pay (Business)4:• Pay eBills• Make quick payments• Create one-time ACH Direct Deposit (Business)3 payments• Cancel scheduled payments Number Four: • Send, Refine or cancel single or recurring payments• Add or edit ACH payees• Review payment historyUser Management (Business)5: • Add or edit users/entitlements • Reset passwords and moreDual Authorization (Business)6: • Submit approvals prior to cutoffAdvanced Security Features: • Enable biometric authentication on supported devices• Get added layers of protection with multi-factor authentication• View detailed audit logs App Features• Send and receive encrypted messages• Manage security alerts In order to use Nevada State Bank's mobile banking app, you must: • have a deposit, loan, line of credit, or credit card account with the bank; • possess a compatible mobile device and U. S phone number• Have access to wireless internet or a mobile data plan** Inquire at [email protected] com Rates may apply for texting and using data. For further information, contact your service provider. Enrollment in Digital Banking is a pre-requisite for using the Mobile Banking app. Your mobile service provider may charge you a fee. For more details on rates and fees, check the relevant Rate and Fee Schedule (Schedule of Fees or Service Charge Information). In accordance with the terms of the Digital Banking Service Agreement Nevada State Bank is not associated with, and does not endorse, the products or services of any company whose trademarks are used. 2 U S In order to use Zelle®, you need a checking or savings account. In most cases, transactions between verified users happen in a matter of minutes. For more information, please refer to the Zelle® Payment Service Agreement. Your mobile provider's usual text and data rates may apply. Provision of services is subject to change at any time. Zelle® is designed for sending money to people you know and trust, such as loved ones. Do not use Zelle® to send money to people you do not know unless absolutely necessary. Bank of America nor Zions Bancorporation, N A Neither Zelle® nor any merchant participating in the Zelle® network offer a guarantee program for legitimate purchases. Payment requests sent to a U.S. bank must be either consolidated or split before being sent. S cell phone number, the cell phone number must have previously been added to Zelle®. To be clear, Early Warning Services, LLC is the sole owner of all rights to the Zelle name and logo. which are used here with permission. Enrollment in both Wire Transfers and ACH Direct Deposit is necessary for the third transaction type. Fees for each service can be found in the applicable Personal or Business Fee Schedule. Business users' access to 4 features is conditional on their Entitlements. The business profile only allows Customer System Administrators (CSAs) to manage users and access certain administrative features. For some transactions, the company's enrollment in Dual Authorization is required. For further information, please review the Agreement for Electronic Banking Services. Dual Authorization, wherein two business users (an initiator and an approver) are required to complete certain transactions, currently requires 6 Approvals for businesses that are enrolled in it.