"The Revolutionary Way to Borrow and Invest - LendingClub"
Looking to start saving? Open Online Now with our hassle-free application process that takes only 3 minutes. You can begin with as little as $100!
Quick Application Process
Have a desktop or mobile device and 3 minutes to spare? Then you're ready to apply!
Just $100 to Start
We accept debit card, prepaid card, or transfer from your existing bank account.
Not ready yet?
You can register your email address and we'll notify you when you're ready to join us.
No Monthly Fees
We value transparency, which is why we don't charge monthly fees.
Security and Protection
Our 256-bit encryption ensures your data is always safeguarded. Our deposits are also FDIC-insured up to $250,000. If you have questions or concerns, our customer support is ready to assist you anytime.
Customer Support
Our mobile app has been voted "Best Bank or Credit Union for Online Experience of 2021" by Nerdwallet. Plus, with our current APY1 of 4.25%, you're sure to make the most of your savings.
Don't wait any longer to get started! Open Online Now!
Get a complimentary ATM card when you sign up for a savings account and have quick and easy access to your funds.
It is noteworthy that the average national savings account only yields a 0.35% APY2.
Major banking institutions are not offering these award-winning features in contrast to their smaller competitors.
Other banks, however, charge fees and have restrictions on external transfers.
Alternative Banks
Most banks do not provide an ATM card together with their savings account.Most banks do not provide an ATM card together with their savings account.
The LendingClub Advantage
FDIC Protection
Your deposits are safeguarded with FDIC insurance for up to $250,000 per depositor for each ownership category.Earn Interest
Get 12 times the national average with a 4.25% APY on your entire balance.1, 2
Free ATM Card
Take advantage of a free ATM card to access your funds.
Earn 12 times the national average with a 4.25% APY on your entire balance.1, 2
Our Customer Service is ready to assist you through chat, phone or email.
Customer Support
Free ATM Card
Take advantage of a free ATM card to access your funds.
Customer Support
Our Customer Service is ready to assist you through chat, phone, or email.
FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed -- $250,000 per depositor for each ownership category.
Mobile Check DepositGrow your savings account balance.
Our financial tools are designed to meet your requirements.
Access your account 24/7 virtually everywhere and at any time.
Our app is available on iOS and AndroidTM.
Saving Made Easy
A comprehensive bank that is accessible anytime, anywhere.3Saving Made Easy
Our full-service bank is at your fingertips.
3Our app is available on iOS and Android.LendingClub Bank, N.A provides an array of banking products, with Copyright © 2023 LendingClub Bank, N.A. All Rights Reserved. It is a Member FDIC and an Equal Housing Lender.
1] As of 3/15/2023, the Annual Percentage Yield (APY) is 4.25%, and the minimum balance required to open an account is $100.00. There are four rate tiers based on your account balance: 4.25% APY for balances up to .99, 4.25% APY for balances less than $2,499.99, 4.25% APY for balances less than $24,999.99, and 4.25% APY for balances of $25,000 or more. Keep in mind that the rates are variable and may change without any prior notice at the sole discretion of the bank. Furthermore, fees may affect the earnings in your account.
2] According to the National average source from FDIC, as of 3/152023.
3] Standard data and message rates may apply to Mobile Banking services such as using LendingClub Mobile, LendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.
“LendingClub” and the “LC” are trademarks of LendingClub Bank, which is a wholly-owned subsidiary of LendingClub Corporation.
4.25
APY1
UNLIMITED EARNINGS
Begin Today with Online Account OpeningHigh-Yield Savings at its Finest
Mobile Check Deposit Increase your savings today.Innovative Financial Tools Revolutionize the way you manage finances with our unique suite of financial tools.
24/7 Accessibility With our virtual accessibility, manage your account anytime, anywhere.
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