The Four Simple Steps to Link Your Bank to Venmo

If you have an account at a large bank in the United States, you can link it to your Venmo account in an instant. If you don't, you can enter your account information manually.

  1. 1

    Open Venmo The icon is a bright blue square with a big white V on it. Locate it on your device's home screen (iPhone/iPad) or in your device's app drawer (Android). You will be asked to log in if you haven't already.

    • Using a service called Plaid, you can instantly link your bank accounts. Transferring funds using this method takes mere minutes and is available to anyone with a large bank account in the United States.
  2. 2

    Tap the Me icon It's at the very bottom of your screen, right where you can easily access it.

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  3. 3

    Select the Settings cog from the main menu. The location is in the upper right corner of the display. When you expand the menu, you can choose various options.

  4. 4

    Tap Methods of Payment It's listed pretty high up on the menu.

  5. 5

    Tap Put in a financial institution or credit card If you have added other payment methods to Venmo, this one will be listed below them.

  6. 6

    Select Bank The item is listed as the primary selection.

    • Choose Card if you'd rather add a credit card instead. Keep in mind that every time you use a credit card to send money, a 3% fee will be applied.
  7. 7

    Follow the prompts on the Instant Bank Verification screen. Next Plaid is a service that allows you to instantly link your bank account to your Plaid account by verifying it. [1]

    • Alternatively, you can add your bank manually by tapping Verify bank manually at the bottom of the screen and then following the on-screen instructions to enter your banking information if you've already tried connecting your bank and found that it is not compatible with Plaid.
  8. 8

    Please review the Plaid Agreement before continuing. Continue This screen merely serves to reassure you that your connection to Plaid is secure and that your password will not be shared with any third parties.

  9. 9

    A Bank Can Be Chosen When the logo of your bank appears in the list, tap it. If it's not there, try searching for it in the top bar and tapping the result.

  10. 10

    Access your bank account via the internet. To access your account, your financial institution may use a different login procedure than another.

  11. 11

    To confirm your account, please follow the on-screen instructions. Each bank has its own set of procedures. Once your account has been verified, you can begin using it to send and receive funds.

    • A one-time application code may be generated on the website or mobile app of some financial institutions. In this case, your bank's instructions will show you how to generate and verify the code.
    • If you want to know how to use Venmo for the first time, check out this wikiHow.

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  1. 1

    Launch the Venmo mobile application. It's a blue circle with a big white letter V in the center. Apps can be accessed from the home screen (iPhone/iPad) or the app drawer (Android). You will be prompted to log in if you haven't already.

    • The method described here will have you waiting anywhere from one to three business days for a few token deposits from Venmo. As soon as these funds have been deposited and verified, you can begin using the app.
    • Make sure you have a check on hand so that you can enter your bank account and routing numbers. To avoid any potential bank fees, you should have at least $2 in your account. [2]
    • To access your Venmo account online, please click here if you are using a computer. The procedure will be very close to that of the app.
  2. 2

    Tap the Me icon It's at the very bottom right of your screen.

  3. 3

    Select the Settings cog from the main menu. You'll find it in the upper-right hand corner of the display. After clicking the expandable menu,

  4. 4

    Tap Strategies for Making Payments You can find it pretty high up on the list of options.

  5. 5

    Tap Incorporate a financial institution or a card This shows up below any accepted payment methods

  6. 6

    Select Bank It's the very first thing you can choose from.

  7. 7

    Tap Instead, it's best to verify the bank by hand. You'll find this just below the blue "Next" button.

  8. 8

    Provide your banking information so we can verify your identity. Take out a check and use the following procedure:

    • In the first blank, enter your routing number. This is the nine-digit number printed in the lower left corner of most checks.
    • Please fill in your account number in the second blank. You'll find it in the check's bottom right corner. Don't forget to leave off the check number, which can be found in the bottom right corner of the check after your account number.
    • To verify your account, please enter your account number in the third blank.
  9. 9

    Tap Put Away and Carry On Locate it near the form's conclusion.

  10. 10

    In a few business days, you should check your most recent bank statements. If you use Venmo, you can expect two deposits of less than $1 to show up in your online bank account. Those specific dollar amounts are required for confirmation.

    • You can get the amounts of two recent Venmo deposits by calling your bank if you don't have online banking.
  11. 11

    Launch your web browser and navigate to venmo.com/verifybank. All you need is a computer, smartphone, or tablet to accomplish this.

  12. 12

    Just log in with your Venmo credentials and tap to send money. Sign In By clicking this link, you will be taken to a form where you can record your most recent payments.

    • Following the on-screen prompts, request and enter a sign-in confirmation code to access Venmo if you haven't already done so.
  13. 13

    Make sure to put in the two different amounts here. Once the funds have been verified by Venmo, your bank account will be activated and ready for use.

    • Here's a wikiHow on using Venmo for the first time to transfer funds.

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  1. 1

    Visit venmo.com on your computer. Financial accounts can be added via any modern web browser.

    • In the event that you are not currently logged into your account, click Log In in the top right corner to log in right this second
    • Using a service called Plaid, you can instantly link your bank accounts. If you have a large bank account in the United States, you can use this method to begin sending money in a matter of minutes.
  2. 2

    Click Settings This option can be found in the navigation bar.

  3. 3

    Click Methods of Payment Find this option in the menu to your left as well.

  4. 4

    Click Complement with a financial institution or card It's near the page's center, labeled "Payment methods," after all.

  5. 5

    Click Bank There is no other choice before this one.

  6. 6

    Click Next The relevant information can be found below the heading "Instant Bank Verification." Additional details about Plaid are available here.

  7. 7

    Get the lowdown by reading the description and clicking Continue Simply put, this screen serves to reassure you that your connection to Plaid will be safe and that Plaid will not disclose your password to any third parties.

  8. 8

    A Bank Can Be Chosen If the logo of your financial institution appears in the list, click it. Just type its name into the search bar at the top of the screen, and when it comes up, you can select it.

  9. 9

    Go ahead and log into your online banking account. To access your account, your financial institution may use a different login procedure than another.

  10. 10

    In order to confirm your account, please follow the on-screen instructions. Each bank has its own set of procedures. Once your account is verified, you can begin using it to send and receive funds.

    • One requirement of some financial institutions is to generate a unique application code via their website or mobile app. If your bank uses this method, you can generate and verify the code by following the on-screen prompts.
    • This wikiHow teaches you everything you need to know to make your very first Venmo payment.

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  1. 1

    A computer visit to venmo.com is in order. A bank account can be added using any computer's web browser.

    • When prompted, enter your login information or click to create an account if you haven't already. Log in to do so, click the sign-in button (located in the top-right corner)
    • With this method, you'll have to wait anywhere from one to three business days to see any sort of deposit from Venmo. After these funds have been deposited and verified, you can begin using your bank account within the app.
    • Get ready to enter your account and routing numbers by writing a check. To avoid any potential bank fees, you should have at least $2 in your account.
  2. 2

    Click Settings You can find it in the sidebar to the left.

  3. 3

    Click Payment Options This is another option in the sidebar to the left.

  4. 4

    Click Include financial institution or card It's near the page's center, labeled "Payment methods," after all.

  5. 5

    Click Bank As the initial selection, it is the most obvious choice.

  6. 6

    Tap Alternative: Adding by hand You'll find this just below the blue "Next" button.

  7. 7

    Don't forget to fill in your banking information. Take out a check and use the following procedure:

    • Fill out the first blank with your bank's routing number. This is the nine-digit number printed in the lower left corner of most checks.
    • Fill in your account number in the next blank. Positioned at the bottom right of the check. If the check number appears in the bottom right corner of your check (after your account number), leave it out.
    • Please verify by entering your account number in the third space.
  8. 8

    Click Maintain and save The blue submit button is located at the very end of the form.

  9. 9

    Your most recent bank transactions will be available to view in one to three business days. Check your online bank account for two small deposits (each less than $1) from Venmo. To verify, please use the following sums:

    • Check your bank's website or give them a call and ask for the amounts of your two most recent Venmo deposits if you don't have access to online banking.
  10. 10

    Navigate your web browser to venmo.com/verifybank. This can be done on any electronic device, such as a desktop, mobile phone, or tablet.

    • It appears that you are not currently logged in. Please sign in by following the on-screen prompts.
  11. 11

    Put the two figures in where indicated. Your bank account will be verified and ready to use once the amounts have been confirmed by Venmo.

    • For guidance on making your initial Venmo transfer, check out this wikiHow.

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Ellie Salyers

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Author, WikiHow's Tech Blog

Staff writer Ellie Salyers collaborated on this article for wikiHow. Technology writer Ellie Salyers. wikiHow. Ellie's background includes both analytical and creative writing for college courses and work for a data science startup. In the realms of technology and social media, she has penned a number of instructional pieces. She is currently a senior at New York University majoring in Social & Cultural Analysis with a double minor in Creative Writing and Studio Art. An astounding 71,770 readers have looked over this article.

Co-authors: 6

Updated: On September 20th, 2022

Views:  71,770

Categories: Venmo

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