"Secure Your Financial Future with a Quick and Easy Online Personal Savings Account"

Looking to save up for a rainy day or a big purchase? A savings account is the perfect solution. With Huntington, you can even set up scheduled transfers from your checking account to your savings account, making it easier to reach your savings goals. Plus, your money will be working 24/7 with our interest rates.

Compare Savings Accounts

Link your savings or money market account to your checking account for automatic transfers in case of overdraft. Please note that there are limitations on the number of transfers allowed per month or statement cycle, as outlined in the Account Documents.

With Huntington, you can easily set up automatic transfers between accounts, such as a weekly transfer from your checking to your savings account. Plus, keep in mind there may be fees for not meeting minimum account requirements.

Your interest rates and APY will be based on your zip code, unless you're a current Huntington customer with an address outside of our service area; in that case, rates are determined based on a Columbus, OH zip code.

We've all been there, which is why our 24-Hour Grace® feature gives you extra time to make a deposit and avoid Overdraft Fees¶.

With Deposit-to-Deposit Overdraft Protection, we can transfer funds from a linked account to cover any overdrafts for free. Note that certain limitations may apply.‡

Take advantage of Money Scout, which automatically analyzes your spending habits, income, and upcoming expenses to identify unused funds in your checking account and moves them to your savings account for you, with amounts ranging from $5 to $50. Please note that Money Scout is not currently available for use with money market accounts.§

At Huntington, we offer a variety of digital tools in The Hub to help you track and analyze your spending, view scheduled deposits and payments, identify potential areas for savings, and set and achieve your financial goals.

When you open a savings account with Huntington, your money is safe and secure thanks to our FDIC insurance coverage.

Savings accounts earn interest, meaning the bank pays you to keep your money with them. Unlike loans or credit cards, where you pay the bank, with savings accounts your money works for you. With Huntington, your interest will be compounded and paid quarterly based on your average daily balance.

What is compound interest?

Compound interest means you earn interest on not just your initial deposit, but also on any additional deposits made and any interest earned, as long as no money has been withdrawn from the account. Your interest rate will vary based on your average daily balance and any other accounts you may have with Huntington.

Applying for a savings account with Huntington is simple, secure, and only takes about 10 minutes. You'll need your social security number and a U.S. government or state-issued ID, like a passport or driver's license. For joint accounts, you'll need the same information for the other account holder.

Streamline your account opening process with our easy, five-step online application:

Step 1: Pick the perfect savings account for you

Take your pick from our selection of savings accounts that can cater to your unique needs and preferences. If you need help selecting an account, you can easily compare them through our online tool.

Step 2: Provide your profile details

Fill in essential information about yourself, prepping your account for a smooth and seamless process.

Step 3: Take care of your account usage preferences

Choose how you plan to use your savings account based on your financial goals and desired outcome.

Step 4: Choose your preferred service

Select the type of service that suits your lifestyle - be it online, phone, or in-person at our branches.

Step 5: Review your account opening documents

Take time to peruse and double-check your account opening documents before finalizing. Our team is here to answer any questions you may have.

We're always here to assist you, whether you need quick answers through our informative channels, want to find the nearest Huntington Branch to you, or have questions on interest rates and limited transfers.

*To enjoy better interest rates, consider bundling your savings account with a Huntington Perks CheckingSM Account or Huntington Platinum Perks CheckingSM Account*.

†For overdraft protection, waive the daily transfer fee by signing up for our deposit-to-deposit overdraft plan. Keep in mind that savings and money market accounts have transfer regulations.

§Optimize your savings with Money Scout, an automatic transfer system that schedules transfers from your checking account to your savings account. Money Scout is not applicable to money market accounts and you're responsible for ensuring sufficient funds. Cancel a transfer before midnight of the scheduled day, though the amount and frequency may affect account balances and transactions. Remain eligible by adhering to the terms and conditions stated in your account agreement.

¶Avoid a negative account for 60 days or overdrawn fees by learning more about our $50 Safety ZoneSM and 24-Hour Grace®.

Experience a hassle-free and fluid experience by applying for our services online today. Our Asterisk-Free Checking®, Money Scout®, and 24-Hour Grace® are federally-registered service marks, while our Huntington Perks Checking℠, Huntington Platinum Perks Checking℠, Savings Goal Getter℠, and $50 Safety Zone℠ are service marks owned by Huntington Bancshares Incorporated. Our 24-Hour Grace® method and system is patented with U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and various other patents pending.