Savings for Individual Use.

Whether you're embarking on a new journey, teaching a child about financial responsibility, saving for a specific occasion or objective, or just in need of a secure place to nestle your wealth, you can count on us to provide the ideal savings account to meet your requirements.

All of our savings accounts come packed with the following features:

• ATM Card
• Access to your account through our browser and app digital banking services
• Notary services
• 24-Hour Xpress Phone Banking
• Eligibility for Safe Deposit Box RentalA mandatory automatic payment from an eligible Citizens Bank account
• Access to MoneyPass Network's collection of surcharge-free ATMswhich encompasses tens of thousands of ATMs spanning from coast to coast

Citizens Savings 

Every responsible individual requires a rainy day fund, and we're here to assist you in creating one. We recommend this traditional savings account, which is available to all of our customers.

• $3 Monthly Maintenance Feewaived with a $200 minimum daily balance
• Interest-bearingContact us for current interest rates and Annual Percentage Yield
• No Fee for Savings Deposit and Withdrawal Tickets
• $100 minimum opening balance

Generation Savings

Our proposal for our youngest patrons and those who have reached age 55 and above is this savings account.

• No Monthly Maintenance Fee
• Interest-bearingContact us for current interest rates and Annual Percentage Yield
• No Fee for Savings Deposit and Withdrawal Tickets
• $100 Minimum Opening Balance for Ages 55 Years and Older or $50 Minimum Opening Balance for Ages 17 Years and Under.
• Available to Ages 17 years and younger or age 55 years and older

Money Market Account

Depending on life's unexpected situations, you may require to save some funds while retaining access to them. This account is the solution you've been looking for.

• $10 Monthly Maintenance Fee1waved with a $1,000 minimum daily balance
• Interest-bearingContact us for current interest rates and Annual Percentage Yield
• Unlimited Check Writing
• Debit Card
• Direct Deposit
• $100 Minimum Opening Balance1 Monthly statement cycle

Certificate of Deposit (CD)

Looking for higher interest rates and don't require immediate access to your funds? With our adaptable terms, you may set up a CD term as short as seven days or as long as seven years! Contact any of our branches for the current terms, interest rates, and Annual Percentage Yields.

Individual Retirement Account (IRA)

Investing in your future necessitates a long-term strategy. Plan for your retirement today and enjoy it later. IRAs may also help you defer tax payments* and invest in your retirement or education. Contact any of our branches for information on the various types of IRA accounts, terms, interest rates, and Annual Percentage Yields. *Please consult a tax professional for specific tax advice.

Looking for a secure and reliable storage option for your important documents or cherished belongings? Look no further. Our range of Safe Deposit Boxes offer the perfect solution for safeguarding your possessions against loss, theft, or damage.

Available to rent on an annual basis at a nominal fee determined by the size of the box, our Safe Deposit Boxes provide ample space to accommodate everything from passports and jewelry to legal documents and family heirlooms. To learn more about availability and rental rates, simply get in touch with your nearest branch location using our convenient online contact form.

Please note that all Safe Deposit Boxes require automatic payment from an eligible Citizens Bank account with like ownership. Additionally, it's important to bear in mind that FDIC and Citizens Bank do not provide any insurance coverage for the contents of your Safe Deposit Box. So while we take every necessary precaution to ensure their security, we highly recommend that you obtain adequate personal insurance to protect your valuables against unforeseen circumstances.