Revolutionizing Banking: OneUnited Bank

OneUnited Bank first opened its doors almost half a century ago with the founding of Unity Bank & Trust in Boston, Massachusetts. Today, OneUnited Bank stands as the largest Black-owned bank in America, a result of a merger between Black-owned banks throughout the United States. This union is crucial in closing the racial wealth gap that has persisted for far too long. Through their collective efforts, they can mobilize their community, sharing critical information and empowering individuals.

OneUnited Bank has received a WalletHub rating based on user reviews from both the platform and other reputable websites. This rating was last updated on January 11, 2023, and comprises 807 reviews from across the web.

Recent reviews showcase the bank's focus on empowering and inspiring its customers, from the competitive interest rates offered to the level of education provided. The professionalism and promptness demonstrated by representatives like Cierra Lyas are highlighted as rarities that enhance OneUnited Bank's asset. Other customers' experiences showcase the bank's customer-centric approach, with young people attending to their concerns and needs with exceptional attention to detail.

Customers also rave about the bank's customer service, which handles queries and issues with speed and efficiency. The customer service representatives demonstrate a deep understanding of banking products and solutions, and they provide the correct answers and solutions. As customers express satisfaction, they appreciate the attentiveness exhibited from beginning to end of each transaction.

To cancel the Unity Credit Card, you can either call 1-877-663-8648 or initiate the process online.

The action of preserving a credit card that is inactive is usually recommended as cancelling it could adversely impact your credit score. However, if you are in the process of filing for bankruptcy, your card issuer will decide to cancel your credit card only when it receives the appropriate notice.

If you are a holder of the OneUnited Bank Unity Secured Credit Card, you will not be eligible for graduation to an unsecured card. It is essential to note that a balance transfer can be carried out on the Unity Credit Card via an online request. The introductory transfer annual percentage rate (APR) is 9.95% for six months, and there is a fixed APR of 17.99% afterward. A balance transfer fee of $10 or 3% of the transfer amount will also be charged. Nonetheless, ensure that your transferable balance is not higher than your card's available credit!

At OneUnited Bank, funds are available for withdrawal on the business day following the day you deposit a check.

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