Revolutionizing Banking: OneUnited Bank

OneUnited Bank first opened its doors almost half a century ago with the founding of Unity Bank & Trust in Boston, Massachusetts. Today, OneUnited Bank stands as the largest Black-owned bank in America, a result of a merger between Black-owned banks throughout the United States. This union is crucial in closing the racial wealth gap that has persisted for far too long. Through their collective efforts, they can mobilize their community, sharing critical information and empowering individuals.

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OneUnited Bank has received a WalletHub rating based on user reviews from both the platform and other reputable websites. This rating was last updated on January 11, 2023, and comprises 807 reviews from across the web.

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Recent reviews showcase the bank's focus on empowering and inspiring its customers, from the competitive interest rates offered to the level of education provided. The professionalism and promptness demonstrated by representatives like Cierra Lyas are highlighted as rarities that enhance OneUnited Bank's asset. Other customers' experiences showcase the bank's customer-centric approach, with young people attending to their concerns and needs with exceptional attention to detail.

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Customers also rave about the bank's customer service, which handles queries and issues with speed and efficiency. The customer service representatives demonstrate a deep understanding of banking products and solutions, and they provide the correct answers and solutions. As customers express satisfaction, they appreciate the attentiveness exhibited from beginning to end of each transaction.

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To cancel the Unity Credit Card, you can either call 1-877-663-8648 or initiate the process online.

The action of preserving a credit card that is inactive is usually recommended as cancelling it could adversely impact your credit score. However, if you are in the process of filing for bankruptcy, your card issuer will decide to cancel your credit card only when it receives the appropriate notice.

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If you are a holder of the OneUnited Bank Unity Secured Credit Card, you will not be eligible for graduation to an unsecured card. It is essential to note that a balance transfer can be carried out on the Unity Credit Card via an online request. The introductory transfer annual percentage rate (APR) is 9.95% for six months, and there is a fixed APR of 17.99% afterward. A balance transfer fee of $10 or 3% of the transfer amount will also be charged. Nonetheless, ensure that your transferable balance is not higher than your card's available credit!

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At OneUnited Bank, funds are available for withdrawal on the business day following the day you deposit a check.

It is important to state that this information has been provided for informational purposes alone and "as is." We do not vouch for its accuracy, as it did not emanate from us. It is worthy of note that none of the listings, reviews, or information on Wallet Hub implies any recommendation or referral by us of the relevant financial company or professional, and vice versa. It is also important to mention that it does not necessarily indicate inclusion or control over the information displayed on Wallet Hub. Information is presented first and foremost for the benefit of consumers.

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None of the content on this page, be it editorial or user-generated, has been endorsed by any financial institution. It is also not the financial institution’s duty to guarantee that all posts and questions are addressed.

Our website provides links to various financial services. We offer credit cards, studies, credit scores, and privacy policies, and we have guidelines that guide our users in the correct usage of our sites. It is essential to note that Evolution Finance, Inc holds the copyright to all content on this website for the period 2008 to 2023.

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