NB

The NB|AZ Mobile Banking app1 makes it simple to manage your money wherever you go. Pay one or many people at once, make instant transfers and payments, and send and receive money with Zelle®2 to people you know and trust (Personal) all from the convenience of your mobile device. You can also deposit checks with Mobile Deposit*4 and submit wire transfers3. Bill Pay (Personal):• Pay eBills• Make quick payments• Create one-time and recurring paymentsBill Pay (Business)4:• Make payments quickly to existing payees• Create one-time and recurring payments• Dispute transactions and place stop payments• Export transactions to PDF• Locate NB|AZ branches and ATMsBill Pay (Business)4:• Pay eBills• Make quick payments• Create one-time and recurring paymentsBill Pay (Per prearranged ACH Deposits (Business)3 Number Four: • Send, Refine or cancel single or recurring payments• Add or edit ACH payees• Review payment historyUser Management (Business)5: • Add or edit users/entitlements • Reset passwords and moreDual Authorization (Business)6: • Submit approvals before cutoffAdvanced Security Features: • Enable biometric authentication on supported devices • Get added layers of protection with multi-factor authentication • View transaction history Use the app to:• Set up and manage security alerts• Send and receive encrypted messages In order to use NB|AZ's mobile banking app, you must meet all of the following requirements: • Have a deposit, loan, line of credit, or credit card account with NB|AZ • Have a compatible mobile device and U.S. S phone number• Have access to wireless internet (either through a home router or a cellular data plan)** Send an email to [email protected]. com Please note that messages and data rates may apply. For further information, contact your service provider. To use Mobile Banking, 1 you must first enroll in Digital Banking. Your wireless service provider may charge you a fee. To learn about any additional costs, check the relevant Rate and Fee Schedule (Schedule of Fees or Service Charge Information). In accordance with the terms of the Digital Banking Service Agreement All trademarks are the property of their respective owners, and National Bank of Arizona does not sponsor or endorse any of the products or services advertised. 2 U S Zelle® can only be used with a bank account (checking or savings). Within minutes, enrolled users can complete a transaction. For more information, please review the Zelle® Payment Service Agreement. Your wireless provider's usual rates for texting and data use may apply. Services may be added or removed without prior notice. To send money to people you know and trust, like family and friends, use Zelle®. Do not use Zelle® to send money to people you do not know unless absolutely necessary. Bank of America nor Zions Bancorporation, N A neither Zelle® nor any merchant participating in the Zelle® Purchasing Protection Program guarantee the validity of any Zelle® Purchasing Protection Program-authorized purchase. Requests for payment or partial payments to a U.S. S in order to use Zelle® with a mobile number, the number must be enrolled in Zelle® Early Warning Services, LLC owns all rights, title, and interest in and to the Zelle name and logo. which are used here with permission. Enrollment in both Wire Transfers and ACH Direct Deposit is necessary for the third transfer type. Prices for each service are listed in the applicable Fee Schedule (Personal or Business). For commercial users, 4 functionality depends on their Entitlements. The business profile only allows Customer System Administrators (CSAs) to manage users and access certain administrative features. There may be additional requirements, such as the company's participation in Dual Authorization for specific transactions. For further information, please review the Digital Banking Service Agreement.

Currently, businesses enrolled in Dual Authorization have to get 6 approvals before certain transactions can be made (one initiator and one approver).