Locate Ohio's Top Banking Institutions at Present Time • Benzinga.

Are you in the market for a new bank in Ohio? We've done the research for you and narrowed down some of the best options to help you find the perfect match. Check out our comprehensive review of each financial institution's unique products and services.

Discover the Best Banks in Ohio:

Best Range of Services: Huntington

Operating primarily in a seven-state franchise of Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, and West Virginia, Huntington is a comprehensive banking provider. In Ohio alone, the bank operates 426 branches in 215 different cities and towns.

Huntington offers an array of customized banking services to cater to specific needs. Among the services are:

  • Commercial, small business, and consumer banking
  • Mortgage banking
  • Treasury management and foreign exchange
  • Equipment leasing
  • Wealth and investment management
  • Trust services
  • Brokerage services
  • Customized insurance brokerage

Huntington also offers special services for military members and veterans. It offers comprehensive protections and benefits, including low-interest rates on home mortgages and small business loans.

Best for Specialized Accounts: Fifth Third Bank

With 306 branches spread throughout 147 different cities and towns in Ohio, Fifth Third Bank also operates in nine other states with an additional 859 offices.

Fifth Third Bank offers specialized accounts beyond the traditional ones, such as:

  • Fifth Third Preferred Checking. A checking account with preferred discounts, benefits, and services that earn higher interest.
  • Fifth Third Student Banking. A checking account with no monthly service charge for students 13 and up.
  • Fifth Third Military Checking. A banking service catered to military families, including active-duty, retired, reserve/guard, and veterans. Commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration are also eligible.
  • Fifth Third Express Banking. A service that immediately grants access to money and a secure banking relationship.
  • Fifth Third ABLE Checking. A checking account that enables individuals with disabilities and their families to save for future qualified expenses without forfeiting federal benefits.

Best for Students: PNC 

PNC operates 297 branches throughout Ohio with multiple options for credit cards and student loans. PNC also offers Virtual Wallet Student, a special account catered to student banking needs.

Virtual Wallet Student is a specialized account that eliminates the need for a minimum balance or monthly service charge for up to 6 years from the opening date. Afterwards, it will convert to the standard Virtual Wallet, which comes with its own fees and features. The standard Virtual Wallet enables online and mobile banking and functions as a combined checking and savings account.

U.S. Bank ranks among the largest banks in the country, boasting an employee count of more than 70,000 and assets worth $495 billion. With 259 branches scattered across 142 Ohio locations, it is an easily accessible option for most customers. Furthermore, its reliable and secure mobile banking app is a standout feature. It allows for deposits, bill payments, transfers between accounts, and the sending and receiving of money. Quick-action menus assist users in finding branches or ATMs, scheduling appointments with bankers or accessing in-app help.

Chase Bank

Chase, a top commercial bank that caters to almost half of American households, represents an option for those contemplating account variety. Apart from offering personal banking services, investment advice and payment processing, it furnishes credit cards in 27 different categories, boasting features and benefits that are tailored to each category, including travel, business, cashback, airline, hotel and no annual fee. Noteworthy options include EMV card with chip, Visa, and Mastercard.

When analyzing the best banks in Ohio, Benzinga performed an exhaustive survey of over 100 financial institutions. To determine the ranking, they considered several factors such as the availability of co-op ATMs and cash-back options, along with the offerings of various accounts, such as checkings and savings accounts, online banking, personal loans, mortgages, educational resources, and mobile apps.

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