Here Are Five Easy Methods to Move Funds From Your Visa Gift Card to Your Bank Account

A number of Visa gift cards probably find their way into your hands each year, like mine do, and not just around the holidays. But there are times when I'd rather not use them to make purchases  

Please deposit the remaining balance from the gift card into my checking account. Okay, but how do I actually go about doing this? You can't get there from here in a straight line However, these are the top strategies and workarounds to try.

  1. Fill your PayPal account with a Visa gift card.
  2. Cash App allows you to transfer the balance of your Visa gift card.
  3. Balance transfers from Visa gift cards to Venmo
  4. Online or mobile app gift card sales for Visa.
  5. Visit a gift card exchange machine and get cash back.

The first step is to load a Visa gift card into your PayPal account.

add visa gift card to your paypal wallet

To get the money from your Visa gift card into your bank account, PayPal is probably the best choice.  

Having a PayPal account is probably nothing new to you. So, if that's the case, all you have to do is connect your gift card to your PayPal account. After that, you may use the funds in the gift card to pay for PayPal purchases or move them to the bank account you have associated with PayPal.

Let's get the ball rolling. PayPal Account Creation Instructions You can skip this step if you already have a valid ID.  

Here are the measures to take to create a PayPal account on your computer:

  1. Start up your PayPal account.
  2. Choose between a regular account and a business account.
  3. The following options are available when creating a personal account:
    1. Web shopper
    2. Freelancer
    3. Both
    4. Not sure
  4. Choose your country.
  5. Get in touch with us by entering your phone number below.
  6. To use, please input the code
  7. Input your email address here.
  8. Make a code for yourself
  9. To proceed, please click here.
  10. Put in your information and the CAPTCHA code.
  11. Simply accept the terms and make an account by clicking the button.

Using a mobile device:

  1. Get the PayPal mobile app.
  2. Go ahead and click the Join button.
  3. Type in your phone number
  4. Type in the code you were given.
  5. The Email Address field is required.
  6. Make up a passphrase
  7. Kindly fill in your own particulars.
  8. You can open an account by linking a debit or credit card to it.
  9. Make sure it's really you by clicking the link in the email to verify your subscription.

A personal account's settings page is where you'll be able to transition into a business account.  

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Insert the gift certificate into your PayPal account.

add the gift card to paypal

Using a computer, you can add a gift card, debit card, or credit card to your PayPal account in the following ways:

  1. To access the Wallet, select it from the menu at the top of the page.
  2. To attach a card, select the option to do so from the left side of the page.
  3. Under "Link a card manually," select "Debit or credit card."
  4. Type in the card number
  5. Copy the expiration date and paste it here.
  6. Key in the Security Code
  7. Don't forget the address
  8. Select "Link card"

In any case, the PayPal mobile app makes this a breeze from anywhere:

  1. Find the Wallet option and click it.
  2. Simply click the next to "Banks and Cards."
  3. Select "Payment Options" and then "Debit & Credit Cards."
  4. Follow the prompts to manually link your card.
  5. Put in the card number here.
  6. Specify the end date here.
  7. Submit the CVV
  8. Please enter your address.
  9. Just click the card's "Link" button.

The balance on the gift card can now be used to purchase goods and services via the PayPal account.

In Case You Have a Visa Gift Card Balance, You Can Move It to the Cash App

transfer visa gift card balance to cash app

To invest in Bitcoin and stocks, in addition to sending money to friends and family, users of the popular financial app Cash App can do so through the app. Use it to load our Visa gift card onto your app.

But how exactly does one go about creating a Cash App account? This is the method:

  1. A Cash App is available for download.
  2. Launch it
  3. Type in your contact information (email or phone number).
  4. Specify the code via private message or email.
  5. Pick a new $Hashtag.
  6. Just type in your zip code

Here's what you need to know about adding gift cards to Cash App:

  1. Use the Money App
  2. Select the user's profile by clicking the corresponding icon in the upper right.
  3. To add a new bank or link existing ones, select "Linked Banks."
  4. Go to the "Link Bank" by clicking the button.
  5. Type in the number that corresponds with your debit card here.
  6. Type in the date your card will expire.
  7. Enter CVV
  8. Put in your postal code

The money on the gift card should be easily transferred to your Cash App account. Next, you can use the app to send money to your bank account or make purchases in-store or online.

Now, the question is, how do we link a checking account to Cash App? Just do what I say:

  1. Select the User Profile button.
  2. The option to link your accounts is under "Banks."
  3. Use the "Link Bank" button.
  4. Do as you're told

To Cash Out your balance, you must first add your bank account or debit card to Cash App, then transfer money to Cash App from your financial institution.  

Upgrade Venmo with the Ability to Use Visa Gift Cards

add visa gift card to venmo

Venmo is a popular mobile payments app that is owned by PayPal, in case you were unaware. We can use it to move money from the Visa gift card to the bank account we have on file.  

Aside from Visa gift cards, Venmo is compatible with your personal debit, credit, and prepaid cards issued by Visa, MasterCard, American Express, and Discover.

Create an account with Venmo by:

  1. Get the Venmo app today.
  2. Open it
  3. Pick whether you'd like an individual or business account.
  4. Just click the "Join" button.
  5. Provide your contact information by entering your phone number.
  6. A code has been provided; please enter it.
  7. Put in your full name here.
  8. To start, pick a user name.
  9. Specify your email address and make a password.
  10. Put a check in the appropriate box
  11. Accept the Agreement's Terms and Conditions
  12. You can choose to synchronize your phone contacts, Facebook friends, or neither.
  13. Turn off payment disclosure settings.

We can add the gift card to our Venmo account now. The card issuer or Venmo may currently reject your card. It could be due to a lack of other options or to prevent fraud.

To include a debit or credit card or gift card:

  1. Avenge your money problems with Venmo.
  2. To edit your profile, click the person icon in the top right.
  3. To adjust preferences, select the gear icon.
  4. Select "Financial Options" to enter your payment information.
  5. Simple select "Card"
  6. Fill in the card details (number, expiration, and security code).
  7. Input your postal code
  8. Select the "Add" option.

The money on the gift card can be moved to your bank account via Venmo. You can link a bank account or debit card to your Venmo account in the same way.

You have the option of a free, two-day money transfer or an expensive, one-dollar instant transfer. Seventy-five percent (for free) 25 (with a cap of $25) of the total amount being transferred

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Fourth, you can make money by selling Visa gift cards on the internet or through a mobile application.

sell visa gift card through a website or an app

There are a number of places where we can trade in unused gift cards for cash.  

You can buy and sell gift cards on CardCash, a popular online marketplace.  

The following is a guide for exchanging a Visa gift card for cash:

  1. Use
  2. The name of the retailer must be entered.
  3. Put in the gift card's current balance.
  4. Tap the button labeled "GET OFFER"
  5. Additional cards can be added if desired by filling in the necessary fields and selecting "ADD CARD."
  6. To proceed with the agreement, please click Continue.
  7. Simply key in the gift card number and PIN.
  8. Select "Log in to PayPal"
  9. Go to your PayPal account's login page.
  10. Please complete the required fields.
  11. To view your PayPal balance, click the button labeled "Get my balance."

One business day is the typical processing time for this easy and fast method. Yet, the price tag can add up quickly  

A minimum of 10% of the card's value is your responsibility. Furthermore, the rates and fees for exchanging gift cards vary from one business to the next.

You can choose to be paid via PayPal, ACH, or traditional check.  

You can sell gift cards online through specialized websites, but there are also many apps available that can facilitate this process. Prepaid2Cash is another option.

Fast, $1.50 transfers incur a 15% fee and are available instantly. There is a $50 fee, and wire transfers take 7 business days. processing fee of 5% plus $1 Cost to ship: $50  

Using the Prepaid2Cash app, you can sell your first gift card by doing the following:

  1. Get the app here!
  2. Get yourself a profile by signing up.
  3. To initiate a fresh deal, select the "New Deal" tab.
  4. For store-branded cards, select "Gift Card," while Visa prepaid cards go under "Prepaid Card."
  5. Select "Continue"
  6. Enable the app's access to your camera.
  7. Snap a pic of the card
  8. Substitute the appropriate figure here.
  9. Key in the CVV code
  10. To proceed with the transaction, click the "Continue" button.
  11. Pick your preferred method of payment
  12. Integrate your financial accounts

The process of linking a bank account to a gift card is either very simple (if you use Plaid) or very complicated (if you manually enter your account and routing numbers).  

Keep Reading to Find Out If There Is Any Need for Concern Regarding Cash App's Buyer Protection!

Five, exchange it at a gift card kiosk.

trade it in at a gift card exchange kiosk

You might have noticed an automated teller machine (ATM) in a mall or a warehouse store. Did you know that you can use it to trade in your gift cards for money?  

Just give your gift card a swipe to find out what deals are available. The fees are high, and the exchange rate the machine offers might not be to your liking, just like on websites that buy gift cards.  


Visa gift cards allow for a relatively simple transfer of funds to a bank account. We've shown you that the methods have some extra steps, and it's up to you to decide if you're comfortable with those.

Transferring funds from a gift card to your bank account is as simple as linking your card to your PayPal, Venmo, or Cash App account. If you want to convert gift cards to cash, this is the most cost-effective option.

The more pricy options are reselling the card on a dedicated website or app, or setting up a card exchange kiosk in a shopping center.  

Using gift cards for their intended purpose (in-store or online purchases) can be the most economical choice at times.  

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