Earn More with Affirm Savings: Get 4.15% APY Across the Nation

Join Affirm today and start earning a remarkable 4.15% APY with their Savings account.

Discover the essentials about Affirm below.

Insight into Affirm Savings

Affirm has teamed up with Cross River Bank to provide financial technology to customers. Cross River Bank holds the savings accounts, while the deposits are insured by FDIC up to applicable limits. With Affirm, clients can feel at ease investing in secure and high-yielding savings products such as an FDIC-insured Savings Account that offers stress-free returns.

Here is what you need to know about Affirm Savings:

  • Balance Requirement
  • APY Rate
  • $0.01

4.15% APY

Affirm Savings Interest Rate

Interest rates will be compounded on a daily basis, with credits to be received monthly.

Account Type: Affirm Savings

Interest Rate: 4.15% APY

Availability: Nationwide, mobile app

Minimum Balance: None

Maximum Balance: None

Credit Inquiry: Soft pull

Opening Deposit: None

Monthly Fee: None

Early Termination Fee: None listed

(FDIC Insured)

Affirm ACH Capabilities & Limits

ACH Type


Daily $ Limit

Monthly $ Limit










Deposits may only be made via ACH or Wire Transfer and checks or cash deposits at ATMs will not be accepted.

How to Earn Affirm Rates

1. Open a Savings account.

2. Fill in your personal information, such as your name, address, phone number, email address, social security number, or tax ID.

3. Fund the account within 14 days by transferring funds from an internal account with Affirm or an external account with another bank.

4. Earn 4.15% APY as long as the account balance remains above $0.01.

Why You Should Sign Up For This Account

Take advantage of the following benefits of Affirm Savings:

  • - Earn 19x the National Average
  • - FDIC Insurance Up to Maximum Allowed by Law
  • - No Monthly Maintenance Fees
  • - Interest Compounded Daily
  • - Secure Electronic Statements
  • - Move Money Faster with Electronic Transfers
  • - Bankrate Safe & Sound 5-Star Rating
  • - Access Your Account Anytime with our Mobile App
  • Bottom Line

Act swiftly on this exceptional offer by Affirm to establish a Savings account and obtain their unbeatable rate, perfect for those with modest balances. Avoid missing out on this promotional rate by signing up with Affirm now before it vanishes unexpectedly.

Looking to take advantage of bank bonuses? Discover our top picks for financial institutions, including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, and CIT Bank.

If you're interested in finding more bank offers, be sure to check out our comprehensive list of the Best Bank Rates.

Stay up-to-date on the latest information regarding Affirm Online Savings by checking back frequently.

Explore various bank offers with our up-to-date guide to the best bank bonuses available, offering you the chance to earn up to $1,000 in free money. Some of our featured checking account offers include Chase Bank, U.S. Bank, TD Bank, Huntington Bank, Axos Bank, Discover Bank, and BMO Harris Bank. You can also find the best rates for Savings and CD accounts.

Take advantage of our featured bank promotions, such as the Chase Business Complete Banking program which offers up to $500 cash, or opt for the $300 cash offer instead. Check out our review of the program to learn more.

Looking for a great banking account that comes with some extra cash? Well, you're in luck! We've got a list of some amazing offers from various banks that could earn you some serious cash when you sign up.

First up, we have the Chase Total Checking® account, which could earn you $200 in cash. Next, there's the BMO Harris Premier™ Account which comes with a whopping $500 cash bonus. If you opt for the BMO Harris Smart Advantage™ Account or the BMO Harris Smart Money™ Account, you could earn $300 in cash.

Moving on, the U.S. Bank Smartly® Checking account has a bonus of up to $400 in cash, while the U.S. Bank Business Checking account has two separate offers – one for 0 and another for $500 in cash. Last but not least, the Citi Priority Account and Citigold® Checking Account both have potential bonuses of up to $2,000 in cash with required activities.

So what are you waiting for? Choose the account that best suits your needs and start earning some extra cash today!

If you are looking to make some extra money, consider opening one of these bank accounts, which come with various incentives. An option is the Discover Online Savings Account, which could earn you up to $200 in cash. Another choice is the Chase Private Client account, which offers a $3,000 reward. Alternatively, you may opt for the J.P. Morgan Self-Directed Investing account, offering up to 0 in cash. Students may want to consider the Chase College CheckingSM account, which comes with a $100 bonus. If you do not have a good credit score and want to manage your account securely, choose the Chase Secure BankingSM account, which offers a $100 incentive. The SoFi Checking and Savings Account will give you $275 in cash, while the Fifth Third Bank CheckingSM could earn you up to $225. Business owners can benefit from the Huntington Bank Unlimited Plus Business Checking account, which gives a $1,000 reward, or the Huntington Bank Unlimited Business Checking account, which offers $400. Consider these options carefully and choose the one that best suits your needs.

Here are some bank account options that offer cash incentives:

    - If you open a Huntington Bank Business Checking 100 account, you can receive $100 cash. You can find more information about this deal and account in our Huntington Bank Business Checking 100 review.

    - TD Bank Beyond Checking offers a $300 cash bonus when you open an account. Check out our TD Bank Beyond Checking review for more details.

    - TD Bank Convenience CheckingSM is another option that gives you $200 cash just for opening an account. For more information about this deal and checking account, see our TD Bank Convenience Checking bonus review.

    - First National Bank Checking account offers $400 cash to new account holders. You can learn more about this promotion and checking account in our First National Bank promotions review.

    - PSECU Checking is offering $300 cash for new members who open an account. Our Pennsylvania State Employees Credit Union promotions review has more information.

    - Axos Bank Rewards Checking has a $100 cash bonus for new account holders. Check out our Axos Bank Rewards Checking review for details.

    - Axos Bank Basic Business Checking also offers $100 cash to new customers. See our Axos Bank Basic Business Checking review for more.

    - Another Axos Bank option is the Business Interest Checking account, which also gives you a $100 cash bonus. You can read more about this account and deal in our Axos Bank Business Interest Checking review.

    - Nationwide Business Premium Savings is offering a $210 cash bonus when you open an account. Our Nationwide Business Premium Savings review has more information about this offer and savings account.

    Discover some amazing financial opportunities with these top-tier financial institutions offering unbeatable rates! Take advantage of the TradeStation promotion and earn up to $150 in cash! Consider investing in a Blue Federal Credit Union 15-month CD with a phenomenal 5.15% APY, or try out Western Alliance Bank's High Yield Savings account with no minimum balance requirement and a competitive 5.05% APY. For a more flexible option, explore the CIT Bank Platinum Savings account with a 4.85% APY. And for those seeking a no-penalty CD option, check out Blue Federal Credit Union's 9-month option with an impressive 5.00% APY. Don't miss out on these incredible deals - visit the corresponding reviews to learn more and make an informed decision.

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