Accounts at TD Bank: a Comparison

Read TD Bank's Checking Account Instruction Manuals

Above and Beyond the Scope of Routine Checking with TD

Learn More About the TD Beyond Checking Account by Visiting the TD Help Center

To avoid paying the $1 per month maintenance fee, you must either have ,000 or more deposited directly into your account within a statement cycle, keep a $2,500 minimum daily balance in your deposit accounts, and have no outstanding home equity loans or home equity lines of credit. in good standing mortgages and/or other loans (not including credit cards and unsecured personal loans)

If you have a daily TD Beyond Checking balance of at least $2,500, you'll get a reimbursement of any non-TD ATM fees you incur, including any surcharges incurred at the time of your transaction. If you make a balance inquiry, for example, the terminal's owner (or the network) may charge you a surcharge.

3For more information on overdraft options, visit TD's Overdraft Relief page.

The first two overdraft fees (paid or returned) incurred during a calendar year (January-December) are automatically reversed by 4Overdraft Payback, up to a maximum of .

There's a chance that Same Day Payments will show up on your bank statements and account activity when you use 5Rush to pay your bills. All Rush Bill Payments incur a fee, but those with a Beyond Checking account can get their money back.

6Approval of credit is required for loans. If you don't already have a personal checking account with TD Bank, you can't participate in this 0. 20% off ARMs and a 25% off HELOC There is a chance that if you have a Home Equity Line of Credit or a Personal Unsecured Line of Credit, your interest rate could go up by 0 if your relationship discount is canceled. In the event that you close your eligible checking account, you will receive a 25% bonus. To qualify for the rate discount on a Home Equity Loan or Personal Loan from TD Bank, your monthly payments must be automatically deducted from a personal TD Bank checking or savings account. The interest rate on this account could go up by 0 if the discount were to end. 25% upon termination of the recurring debit

If you have a TD Beyond Checking account, you can link as many TD Simple Checking accounts and TD Savings accounts as you like and we'll waive the monthly maintenance fees on all of them. When the TD Beyond Checking account is closed, the waivers are also terminated.

The Bank of Canada's Convenience CheckingSM

Check out the TD Convenience Checking Account Guide

Primary account holders between the ages of 17 and 23 are exempt from 1TD's Convenience CheckingSM monthly maintenance fee. The monthly maintenance fee begins if the minimum daily balance is not met or the primary account holder turns 24.

Underage account holders are required to have a parent or legal guardian listed as a co-owner on the account.

For more details on TD's overdraft services, visit their Overdraft Relief page.

Customers of 4TD Bank who have a checking, savings, or money market account and who use a camera-equipped, internet-enabled iOS or Android device are eligible to use the bank's mobile deposit service. Some additional constraints may also be in effect. Deposits made via mobile device are subject to an addendum.

There is a 5-point credit check for all loans. For this 0 offer, you must have a personal checking account with TD Bank. The HELOC rate will be reduced by 25% if you refinance. Your Home Equity Line of Credit or Personal Unsecured Line of Credit interest rate could go up by 0 if this relationship discount is canceled. After the closure of your qualifying checking account, you will receive a 25% bonus. Savings or checking account at TD Bank is required for the automatic payment discount on a Home Equity Loan or Personal Loan. There's a chance that you'll lose this rebate and see an interest rate hike of 0. The 25% reduction is effective once the recurring debit is no longer being taken out of your account.

Easy Checking with TD BankSM

Take a look at TD Bank's Instructions for Opening a Basic Checking Account.

1For more details on TD's overdraft services, visit their Overdraft Relief page.

Customers of 2TD Bank who own an iOS or Android device with a camera and an active checking, savings, or money market account can use the bank's mobile deposit service. The aforementioned conditions are not exhaustive. For the Mobile Deposit Supplement, please see here.

3Loans contingent upon creditworthiness If you don't already have a personal checking account with TD Bank, you can't participate in this 0. 20% off ARMs and a 25% off HELOC Your Home Equity Line of Credit or Personal Unsecured Line of Credit interest rate could go up by 0 if this relationship discount is canceled. After the closure of your qualifying checking account, you will receive a 25% bonus. If you have a personal loan or home equity loan with TD Bank, you can get a discount on your interest rate if you set up automatic payments to be taken out of your checking or savings account. The interest rate on this account could go up by 0 if the discount were to end. Reduced by 25% once the recurring debit is no longer scheduled

TD Bank: The Basics

Learn About TD Bank's Most Popular Checking and Savings Accounts

1If you are under the age of 18, your parent or legal guardian must be listed as a co-owner on the account. If the primary account holder is between the ages of 13 and 17, they can open a TD Essential Banking account without paying the monthly maintenance fee. The monthly maintenance fee will be assessed to the account once the primary account holder turns 18 years old. The Personal Account Maintenance Data Grid contains further information.

2TD Essential Banking Accounts are not eligible for Overdraft Services. Payments that would cause an overdraft may be denied or returned. Even if your TD Essential Banking Account goes into the negative because of a transaction you made, you won't be charged an overdraft or return item fee. For instance, your account may be debited for preauthorized or other transactions even if there is insufficient funds in the account to cover the purchase price.

Customers of 3TD Bank who have a checking, savings, or money market account can use a camera-equipped, internet-enabled iOS or Android device that meets certain specifications to make mobile deposits. In some cases, further regulations may be necessary. Please see the Supplement for Mobile Deposits for further details.

4Zelle® allows you to send money from your checking or money market account to almost anyone else's checking or money market account. You need a U.S.-based online banking profile to use the Zelle® service. S an individual United States S a texting number and a working email address For ACH and Online Banking transfers to and from your personal deposit account, it must be open and active. Contact your wireless provider for more information on possible message and data fees.

U S You need a checking or savings account to use Zelle®. In most cases, transactions between verified users happen in a matter of minutes. There are limits on the number of transactions that can be made.

The use of Zelle and all associated trademarks is licensed from Early Warning Services, LLC.

TD 60 Plus ChequingSM

Check out the TD 60 Plus Checking Account User's Guide.

For more information on overdraft services, including fees and deadlines, visit TD's Overdraft Relief page 1.

2-Approval of credit is required for loans. You must have a personal checking account with TD Bank to participate in this 0 20% off ARMs and a 25% off HELOC A change in your Home Equity Line of Credit or Personal Unsecured Line of Credit interest rate of 0 is possible if this relationship discount is revoked. When you close your qualifying checking account, you'll get 25% of your balance. Automatic payment deduction from a personal TD Bank checking or savings account is required for the rate discount on a Home Equity Loan or Personal Loan. The interest rate on this account could go up by 0 if the discount were to be canceled. A 25% reduction upon termination of the recurring debit